Investing Magazine

Business Finance

Choosing Between Fixed Rates and Variable Rates

Choosing Between Fixed Rates and Variable Rates  by: John Mussi When taking out a loan, finding the lender that offers the best interest rates is a very important step. Depending upon the loan that you’re applying for, however, you might find that you have to make certain decisions before you can determine which loan offer really has the best rate. One of these important decisions that you might have to make is whether or not you want to... 

Currency Trading

Money Management, Part 1

There are some common mistakes I’ve seen traders make in the area of money management. First, let’s understand what money management is all about. Money management overlaps with risk, trade, business, and personal management, yet it has many aspects that make it unique, distinctly different from all of the other areas of management. In this chapter we want to examine some areas of money management that seem to involve mental quirks leading... 

Investing

Exchange Traded Funds

They call ‘em ETFs. There are hundreds of them. The mutual funds don’t want you to find out about them. Why? Because they beat the socks off mutual funds in so many categories. The expense ratios of most mutual funds runs about 1.5% and many are much higher. To buy a mutual fund you must wait until the end of the day to find out what price you paid. Many mutual funds have instituted redemption charges should you decide to sell out early.... 

Loans and Lending

Unsecured Installment Loans: Viable Short Term Cash Loan Options

Have you considered that you could have access to short term cash if you needed it within 24 hours? It’s amazing to think that services like this are even available, and although many cash loan services exist, some truly unique cash loans exist, that are more cost effective and offer a completely automated online method for applying – which really makes the process simple and fast - you’ll have an answer... 

Stocks & Mutual Funds

Dollar Cost Averaging

Dollar cost averaging is one of the most popular ideas in the investment community. Everyone seems to like it and it has become a watchword among stock and mutual fund brokers. If it is properly done you will make money, if not you will lose money or at best stay even. Let’s examine the basic premise behind this method of investing. You decide to buy shares in Mouse Trap, Ltd.(symbol CHZ), a computer company that produces sophisticated hardware.... 

Structured Settlements

When Should You Not Cash Out Your Annuity?

You should not cash out your annuity when it’s not in your best interest. Here are 3 reasons it might not be in your best interest; it’s too soon, you don’t have a good enough reason, it will cost you too much. Every day someone cashes out their annuity or settlement when it might not have been in their best interest. It’s an easy mistake to make when the call of money and burden of financial stress is weighing heavily on you....